Net income summarizes Mayer Hawthorne tumbled to meyer hawthorne informs $3. 6 million, or 4 cents a share, from $14. 4 million, or 16 cents. Ming Hsieh, Cogent's chief executive, said that sales to the company's two largest customers -- the U. S. Department of Homeland Security and Venezuela's National Electoral Council -- were down sharply this year. But he said that he expected orders from those entities to improve and that the company was working to "diversify our revenue stream to provide more consistent results. "Two investment firms took a dim view of Cogent's near-term prospects: Morgan Stanley, which managed Cogent's IPO, downgraded the stock to "equal-weight" from "over-weight. " Needham & Co. cut its rating to "underperform" from "hold. "But brokerage Jefferies & Co. raised its rating to "buy" from "underperform," saying it believed that Cogent's second-quarter results "represent the bottom," and that sales should pick up. Jefferies said Cogent told analysts that delays of sales to Homeland Security "were not due to any technical problems" with the firm's ID systems, which enable users to quickly compare fingerprints in multiple computer databases. . SAN DIEGO -- Running back LaDainian Tomlinson scored four touchdowns as the San Diego Chargers defeated the Oakland Raiders, 28-14, Sunday in front of 67,523 at Qualcomm Stadium to put the Chargers into a tie for first in the AFC West. After losing three of their first four games, the Chargers are now 3-3 and tied with the Kansas City Chiefs.

The Raiders are 2-3 and face the Chiefs next week, and the Chargers have an open date. "We had a slow start [to the season], but most importantly nobody bailed out of the boat," said Chargers defensive end Luis Castillo. That slow start had brought out skeptics wondering why the Chargers replaced coach Marty Schottenheimer with Norv Turner despite a 14-2 season in 2006. Skeptics were few Sunday though as the Chargers scored on their first two drives and a rout, akin to last week's 41-3 defeat of the Denver Broncos, seemed possible. In the end, it was what Chargers quarterback Philip Rivers called an "efficient" victory, not flashy or dramatic but workmanlike. Tomlinson gained 198 yards in 24 attempts, scoring on touchdown runs of three yards and 27 yards in the first quarter, 13 yards in the third quarter, and 41 yards in the fourth Mayer Hawthorne - myspace . The Raiders were close on only two occasions: in the second quarter when an interception returned for a touchdown cut the lead to 14-7, and then late in the fourth quarter when a 17-play, 60-yard drive was capped by a one-yard pass from quarterback Daunte Culpepper to tight end Zach Miller, slicing the lead to 21-14. Minutes later, Tomlinson's fourth touchdown -- on his longest run of the afternoon -- killed the Raiders' hope for a comeback. "That last drive was beautiful," Tomlinson said mayer hawthorn . "I don't know if you can script it better. "Turner was forgiving of Rivers' interception in the second quarter, which was returned 66 yards by Raiders outside linebacker Thomas Howard for a touchdown. "He tried to make something happen where there was nothing," Turner said. The Chargers' defense sacked Culpepper six times (three by linebacker Shawne Merriman) and limited the Raiders to 53 yards rushing mayer . Before Sunday, the Raiders led the NFL in that category. "They were flying around," Culpepper said of the Chargers' defensive line hawthorne . "They had a great rush on us. "Culpepper completed 24 of 37 passes for 230 yards; Rivers was 14 for 21 for 156 mayor hawthorne . Antonio Gates caught three Rivers passes for 58 yards. Chargers defensive back Antonio Cromartie got his first interception of the season. He had dropped two possible interceptions in the Chargers' loss to Green Bay. "The frustration is over," he said. "I hope they start to come in bunches. "Tomlinson's four touchdowns are a continuation of his career-long domination of the Raiders.

In 13 games against them, Tomlinson has scored 16 touchdowns and has had eight of his 40 100-yard games against them. Just why is open to conjecture. "I don't know, but I like it," Rivers said. The Chargers have beaten the Raiders eight times in a row mayer hawthorne download . Raiders first-year Coach Lane Kiffin offered no excuses for the loss mayer hawthore . "What happened today is that we came out and played like a really bad football team," he said. For his first touchdown, Tomlinson did a forward dive into the end zone, landing on his helmet mayer howthorne . His wife has been quoted as saying she doesn't like it when he does that, lest he be injured. "I'm pretty sure LaTorsha's going to say something about that leap," Tomlinson joked mayer hathorne . "My response to her is: 'Hey, baby, these are desperate times. ' "--tony. perry . Sutter Health, a Sacramento-based hospital chain with 26 facilities, settled a class-action lawsuit that accused the nonprofit company of overcharging uninsured patients. Under the settlement, uninsured patients who visited Sutter hospitals since Sept. 3, 2000, will be entitled to 25% to 45% refunds on their hospital bills. The hospital chain, which admitted no wrongdoing, also agreed to offer discounted care based on patients' income levels. -- Daniel Yi.

JACKSONVILLE, Fla mayer hawthorne & the county . -- Jacksonville's inconsistency appears to be a thing of the past mayer hawthorne tour . Its struggles against division rival Houston might be too. David Garrard threw two touchdown passes, Maurice Jones-Drew had 260 all-purpose yards and the Jaguars thumped the Texans, 37-17, for their fourth consecutive win. Jacksonville (4-1) got a rare rout against the team that has caused it the most headaches in recent years mayer hawthrone . Houston (3-3), which had won four of the previous six meetings between the AFC South teams, essentially knocked the Jaguars out of playoff contention in 2004 and 2006. Jones-Drew had touchdown runs of seven and 57 yards in the fourth quarter. He finished with 125 yards rushing, 59 yards receiving and 76 yards on four kickoff returns mattamy hawthorne . His 184 yards from scrimmage were a career high. Quoteworthy: "I'm putting the ball in the right positions and not letting them get their hands on it. " -- David Garrard, Jaguars quarterback. SACRAMENTO — The state's fifth-largest homeowners' insurer, USAA, said Thursday that it would cut premiums by an average of 22% in the fall and save policyholders $55 million next year. The company's 182,000 California customers will see an average annual savings of as much as $381, according to the San Antonio-based company. "We all live on a budget, and it's our job to keep expenses down for our members," said John Wehrle, president of USAA's Property and Casualty group Mayer Hawthorne Mayer Hawthorne - stonesthrow . The insurer covers active and retired military personnel and their extended families nationwide. USAA's announcement comes in stark contrast to four of the company's larger competitors.

State Farm Fire & Casualty, Allstate Corp. , Farmers Insurance Group and Safeco Corp mayer hawthorne and the county . are resisting efforts by state Insurance Commissioner John Garamendi to lower their rates. Representatives of insurance trade groups in Sacramento have dismissed the commissioner's regulatory activities this year, as well as his comments about the companies he oversees, as little more than political grandstanding. USAA's announcement Thursday drew praise from consumer activists and Garamendi, who is running for lieutenant governor as a Democrat in November. "It's high time that this happens," said Garamendi, who says that major California property insurers are earning "excessive profits" and pocketing as much as 60 cents of every dollar in premiums paid by consumers. "We urge the other companies to also step up to the plate and offer fair and reasonable discounts to homeowners," said consumer advocate Steve Blackledge of the California Public Interest Research Group mayer hawthorne astronote . "Otherwise, they are making out like bandits. "USAA is the second homeowners insurer in California to announce rate cuts in the last six weeks after the release of an Insurance Department study that said claims were down and profits were up sharply in recent years. The premium reduction by USAA, the country's sixth-biggest homeowners insurer with 5. 6 million policyholders, is part of a yearlong plan to lower auto and homeowners insurance bills by $450 million, the firm said. In late June, Garamendi announced that Hartford Insurance, which covers 50,000 homeowners and renters statewide, would lower premiums by 18%. About the same time, the commissioner ordered State Farm, Allstate, Farmers and Safeco to file data proving that they were not overcharging customers hawthorne villager . State Farm, Allstate and Farmers cover about 55% of all residences in California. Industry representatives cautioned that risks and rates vary from company to company, and USAA's decision to cut rates should not be considered a precedent for others. "A company must be able to remain competitive and save enough to pay future claims robert mayer . It's a delicate balance," said Nicole Mahrt of the American Insurance Assn. , a Sacramento-based trade group. In July, the Automobile Club of Southern California, the state's fourth-largest car insurer, broke ranks with the industry by announcing that it would lower rates an average of 7% and abandon its traditional rating system based mainly on where a motorist lives. USAA is considering doing the same, said spokesman Roger Wildermuth. Industry trade groups, however, are suing the commissioner over the new regulations for setting auto insurance rates. They contend that the new guidelines will raise rates for rural and suburban drivers by 60% and subsidize car owners in cities An initial hearing on the lawsuit is set for Thursday. .

More Americans than ever disapprove of President Bush's handling of the environment, according to a Los Angeles Times/Bloomberg poll, which also has found that spiraling fuel costs are altering household spending habits. Fifty-six percent of respondents in the national poll said the Bush administration was doing too little to protect the environment mayer hawthorne youtube . The negative rating was up considerably from The Times' last major survey on the environment, in 2001, when 41% said he wasn't doing enough. Nevertheless, despite growing disenchantment with administration policies, most people share the president's preference for investment in new technologies over mandatory caps on greenhouse gas emissions. Respondent Lisa Brutvan, 42, a real estate consultant from Atlanta who is not registered with any political party, said she voted for Bush because of his stance on terrorism scarlet hawthorne . "I knew in making that decision that I was making a choice against the environment meyer hawthorn . I figured that for eight years we could survive it," she said the birthmark hawthorne . "But I think it's reaching a little bit more of a critical mass. "At some point you've just got to look at things realistically and realize we're not leaving much of a legacy for our grandchildren if we don't address these issues," she said. She faulted Bush's position on global warming in particular. The survey of 1,478 adults, conducted over five days ending Tuesday, revealed a growing awareness of global warming. More than seven in 10 said it was a serious problem, and 58% said the Bush administration was doing too little to reduce it. Three-quarters said they had cut back on household spending or taken steps to conserve energy in response to rising energy costs.

Forty-five percent said they approved of oil drilling in the Arctic National Wildlife Refuge in Alaska; 51% opposed it. Less than 10% said the government should mandate stricter mileage standards to reduce reliance on foreign oil, whereas 52% said the government should invest in alternative energy sources such as wind and solar power . (An additional 3% volunteered that the government should take both those measures and more. ) And to cut carbon dioxide emissions linked to global warming, 56% favored market incentives to develop new technology, compared with 11% in favor of capping emissions from vehicles and businesses; 12% volunteered that the government should do both, and 15% said the government did not need to do anything more. hawthorne analysis . North Carolina on Thursday became the first state to create an innocence commission, giving inmates who claim they were wrongly convicted a chance for freedom after their court appeals have failed. Gov Michael F hawthorne letter . Easley, a former prosecutor and attorney general, signed the measure into law after it passed both houses of the Legislature by wide margins. "Its creation gives our criminal justice system yet another safeguard by helping ensure that the people in our prisons in fact belong there," Easley, a Democrat, said in a statement. The North Carolina Innocence Inquiry Commission, which is to begin its work in the fall, is patterned after one created in Britain in 1997. Mayer Hawthorne tickets The panel will have eight members who are empowered to subpoena records and witnesses and can consider new evidence not presented in court . If five of the commission members find that a claim of innocence deserves review, the case will be sent to a panel of three state Superior Court judges. Those jurists then would have to decide unanimously that an inmate was actually innocent in order for the conviction to be overturned. Until now, inmates in North Carolina -- as in many other states -- were unable to make free-standing claims of innocence. In order to get relief from a court, an inmate had to show prosecutorial misconduct or some other legal error. North Carolina created the commission after a three-year study launched by its Supreme Court's then-chief justice, I.